Loan Against Shares - Finance Against Your Stock Portfolio

Unlock the value of your investments

A Loan Against Shares (LAS) is a smart way to access liquidity without liquidating your equity investments. By pledging your shares as collateral, you can get immediate funds to meet personal or business needs.

This loan option offers flexibility, quick processing, and continues to let your investments grow in the market while supporting your financial goals.

Eligibilty

  • Eligible Applicants: Salaried, self-employed, or HNIs holding demat shares
  • Share Type: Listed shares approved by lender in demat form
  • Ownership Requirement: Applicant must be the primary holder of shares
  • Demat Account: Must be with a recognized depository (NSDL/CDSL)
  • Minimum Share Value: Typically ₹50,000 or more in market value
  • Credit Score: Good credit history improves chances and terms
  • Loan Amount: Up to 50%-60% of share market value (LTV)

List of Documents Required

  • Demat account statement
  • PAN Card and Aadhaar
  • KYC documents
  • Bank statements (last 3–6 months)
  • Income proof (if applicable)
  • Pledge form of shares

Our Service Benefits

At Dhanveera Solutions Pvt. Ltd., we simplify the process of obtaining a Loan Against Shares by offering you expert assistance, competitive interest rates, and personalized solutions. Whether you're meeting an urgent expense or exploring a new opportunity, our team ensures you get the best value without disturbing your investments.

  • High Loan Amounts value
  • Stage-Wise Disbursement
  • Customized Tenure
  • Competitive Interest Rates

Frequently Asked Questions

No, shares remain in your name and only get pledged as collateral.

Yes, the process is regulated and secure through registered lenders.

Typically, up to 50%–60% of the share value, depending on the lender.

You may be required to top-up the margin or pledge additional shares.

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