The CGTMSE Loan (Credit Guarantee Fund Trust for Micro and Small Enterprises) is a Government of India initiative that helps Micro and Small Enterprises (MSEs) access collateral-free business funding. It is designed to support entrepreneurs by making credit more accessible without the need to pledge valuable assets.
Whether you're starting a new venture, expanding your business, purchasing machinery, or managing working capital, the CGTMSE scheme can provide the financial support you need to grow with confidence.
At Dhanveera Solutions Pvt. Ltd., we simplify the entire process by helping you understand your eligibility, prepare the required documentation, and connect with the right lending institutions. Our dedicated team ensures a smooth, transparent, and hassle-free experience, so you can focus on growing your business while we help you secure the funding you deserve.
Eligible Entities: Micro and Small Enterprises (MSEs) only
Business Type: Manufacturing or service-based startups or
existing units Loan Amount: Up to ₹2 Crore without collateral Credit Guarantee: Backed by Credit Guarantee Fund Trust for
MSEs (CGTMSE) Ownership Type: Proprietorship, partnership, LLP, or private
limited company Compliance: Must adhere to MSME and CGTMSE guidelines Bank/NBFC Tie-up: Loan must be availed through
CGTMSE-registered lenders Business Registration Proof
(MSME/Udyam) KYC Documents of
Proprietor/Partners/Directors Business Plan or Project Report Last 1–2 Years ITR (if applicable)
Bank Statement (6 months) GST and other statutory documents
We simplify the complex CGTMSE loan process for you by offering expert guidance, documentation assistance, and lender coordination. Our connections with banks and NBFCs ensure higher chances of approval and a smooth journey toward financial inclusion.
Collateral-Free Funding
Loan Amount up to ₹2 Crores
Government Guarantee
Flexible Repayment
Any Micro or Small Enterprise engaged in manufacturing or services, including startups, can apply.
No, it’s a completely collateral-free loan under the CGTMSE scheme.
Typically between 7 to 15 working days, depending on document readiness.
Yes, with a strong project plan and supporting documents, even new startups can be considered.
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+91 8850816988
info@dhanveera.com
Office No. 101, A Wing, 1st
Floor
Rustomjee Central Park, Chakala, Andheri East, Mumbai - 93