 
     
                        The CGTMSE Loan is a government-backed scheme designed to support Micro and Small Enterprises (MSEs) by providing collateral-free loans. With this initiative, first-time entrepreneurs and small business owners can access formal credit without the worry of pledging assets.
At Dhanveera Solutions Pvt. Ltd., we help you leverage this scheme to fund your business growth, working capital needs, expansion plans, or equipment purchases. Our experts ensure end-to-end support throughout the application and approval process.
 Eligible Entities: Micro and Small Enterprises (MSEs) only
 Eligible Entities: Micro and Small Enterprises (MSEs) only  Business Type: Manufacturing or service-based startups or existing units
 Business Type: Manufacturing or service-based startups or existing units  Loan Amount: Up to ₹2 Crore without collateral
 Loan Amount: Up to ₹2 Crore without collateral  Credit Guarantee: Backed by Credit Guarantee Fund Trust for MSEs (CGTMSE)
 Credit Guarantee: Backed by Credit Guarantee Fund Trust for MSEs (CGTMSE)  Ownership Type: Proprietorship, partnership, LLP, or private limited company
 Ownership Type: Proprietorship, partnership, LLP, or private limited company  Compliance: Must adhere to MSME and CGTMSE guidelines
 Compliance: Must adhere to MSME and CGTMSE guidelines  Bank/NBFC Tie-up: Loan must be availed through CGTMSE-registered lenders
 Bank/NBFC Tie-up: Loan must be availed through CGTMSE-registered lenders  Business Registration Proof
                                    (MSME/Udyam)
 Business Registration Proof
                                    (MSME/Udyam)  KYC Documents of
                                    Proprietor/Partners/Directors
 KYC Documents of
                                    Proprietor/Partners/Directors  Business Plan or Project Report
 Business Plan or Project Report  Last 1–2 Years ITR (if applicable)
 Last 1–2 Years ITR (if applicable)
                                 Bank Statement (6 months)
 Bank Statement (6 months)  GST and other statutory documents
 GST and other statutory documents
                                We simplify the complex CGTMSE loan process for you by offering expert guidance, documentation assistance, and lender coordination. Our connections with banks and NBFCs ensure higher chances of approval and a smooth journey toward financial inclusion.
 
                                 Collateral-Free Funding
 Collateral-Free Funding
                                         Loan Amount up to ₹2 Crores
 Loan Amount up to ₹2 Crores
                                         Government Guarantee
Government Guarantee
                                         Flexible Repayment
 Flexible Repayment
                                        Any Micro or Small Enterprise engaged in manufacturing or services, including startups, can apply.
No, it’s a completely collateral-free loan under the CGTMSE scheme.
Typically between 7 to 15 working days, depending on document readiness.
Yes, with a strong project plan and supporting documents, even new startups can be considered.
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