Cash Credit (CC) and Overdraft (OD) facilities are working capital solutions that provide businesses with access to funds on demand. These flexible credit options are designed to meet short-term financial needs, manage seasonal fluctuations, or bridge gaps in cash flow.
At Dhanveera Solutions Pvt. Ltd., we assist businesses in availing CC/OD limits tailored to their requirements with minimum documentation and quick processing, enabling smooth day-to-day operations without financial hiccups.
Business
Entity: Proprietorship, Partnership, LLP, Pvt Ltd, or Public Ltd Company Purpose: To
meet short-term working capital needs Credit
History: Good repayment track record required Turnover
Criteria: Minimum annual turnover as per bank/NBFC policy Collateral
Requirement: May be secured against assets or inventory Operational
Track: At least 1–2 years of business operations preferred
Documentation: Financial statements, GST returns, KYC, and business proof Business
Registration Documents Last 1–3
Years ITR with Balance Sheet KYC of
Proprietor/Partners/Directors GST Returns
Bank
Statements (last 6–12 months) Existing
Loan Sanction Letters (if any) We help you evaluate your working capital needs and connect with the right financial institution. Our team ensures faster approvals, proper documentation, and advice on optimizing your credit usage for better business performance.
Flexible
Usage
Working
Capital Support
Limit
Based on Turnover
Revolving Credit
Both provide revolving credit, but CC is strictly for business operations, while OD can be personal or business-related based on the lender.
It depends. Some banks may offer unsecured limits up to a certain amount; beyond that, collateral may be needed.
Interest is charged only on the amount utilized, not on the total sanctioned limit.
Generally, lenders prefer established businesses with turnover proof, but startups with strong backing may be considered on a case-to-case basis.
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+91 8850816988
info@dhanveera.com
Office No. 101, A Wing, 1st
Floor
Rustomjee Central Park, Chakala, Andheri East, Mumbai - 93