Lease Rental Discounting - Monetize Your Rental Income

Turn your rental income into upfront capital

Lease Rental Discounting (LRD) is a smart financing solution that allows property owners to unlock the value of their future rental income. Instead of waiting for monthly rent payments, you can leverage the steady income from your leased commercial or residential property to access funds when you need them most.

Whether you're looking to expand your business, invest in new opportunities, refinance existing obligations, or meet personal financial goals, LRD provides a reliable and cost-effective source of capital. Since the loan is backed by your rental income and long-term lease agreements, it offers attractive funding options without requiring you to sell your property.

At Dhanveera Solutions Pvt. Ltd., we help you maximise the potential of your rental assets with customised LRD solutions, quick processing, and expert guidance. Our goal is to provide seamless financing that supports your financial growth while you continue to enjoy the ownership and income from your property.

Eligibilty

  • Eligible Applicants: Property owners receiving regular rental income
  • Type of Property: Commercial property leased to reputed tenants
  • Lease Agreement: Registered lease with lock-in and clear terms
  • Tenancy Duration: Minimum lease period of 3–5 years preferred
  • Tenant Profile: Corporate or government tenants preferred by lenders
  • Ownership Proof: Clear title and ownership documents of property
  • Minimum Rental Income: As per lender's requirement (typically ₹50,000+/month)

List of Documents Required

  • Lease agreement with tenant
  • Property ownership documents
  • KYC documents (Aadhaar, PAN, etc.)
  • Rent receivable proof (bank statements)
  • Financials of the borrower (ITR, balance sheets, etc.)
  • No Objection Certificate from lessee (if required)

Our Service Benefits

At Dhanveera Solutions Pvt. Ltd., we help you unlock the hidden value of your leased properties. With quick assessments, expert guidance, and tailored LRD solutions, we ensure you get fast access to funds while keeping your property investments intact and productive.

  • Based on Rental Income
  • Long Tenure
  • Lower Interest Rates
  • Maintain Ownership

Frequently Asked Questions

Yes, LRD can be availed on multiple rental agreements from eligible tenants.

Typically, it ranges up to the remaining lease term, often up to 9–10 years.

In most cases, yes, as rent is directed to the lender's escrow account.

Commercial, office, and residential properties with a valid lease agreement.

Apply for Business Loan at Dhanveera