Loan Against Property - Secure Funds Using Your Property

Fuel your Financial goals with Property loans

Your property is more than just an asset—it's a valuable financial resource. A Loan Against Property (LAP) allows you to unlock the value of your residential, commercial, or industrial property and access substantial funds without having to sell it.

Whether you're planning to expand your business, manage working capital, fund higher education, cover medical expenses, or meet other financial goals, LAP offers a practical and cost-effective financing solution. You continue to own and use your property while benefiting from competitive interest rates, higher loan amounts, and flexible repayment options.

At Dhanveera Solutions Pvt. Ltd., we make the process simple with minimal documentation, quick approvals, and dedicated support from start to finish. Our goal is to help you make the most of your property's value while providing a seamless and stress-free borrowing experience.

Eligibilty

  • Property Ownership: Residential, commercial, or industrial property accepted
  • Applicant Type: Salaried or self-employed individuals
  • Minimum Age: 21 years (up to 65 years at loan maturity)
  • Stable Income: Proof of steady income required (salary slips, ITRs, etc.)
  • Credit Score: 700+ preferred for quick approval
  • Property Documents: Clear title and legal ownership mandatory
  • Loan Amount: Up to 60–70% of the property’s market value

List of Documents Required

  • Identity proof (Aadhaar/PAN/Passport)
  • Address proof (Utility bills/Passport)
  • Property documents (Title deed, tax receipts)
  • Income proof (Salary slips or ITR)
  • Bank statements (Last 6 months)
  • Business proof (for self-employed)

Our Service Benefits

With Dhanveera Solutions, get transparent processing, expert guidance, and personalized support from application to disbursal. We ensure that your experience is seamless, with faster approvals and no hidden charges. Our strong lender network guarantees the best offers in the market tailored to your financial needs.

  • Amount based on property value
  • Lower interest rates
  • Flexible repayment tenure
  • Continued ownership & usage

Frequently Asked Questions

Loan amount depends on the property’s market value and your income profile, generally up to 60-70% of the property value.

No, you retain full ownership and can continue using the property.

Yes, pre-closure is allowed and often comes with minimal charges, depending on the lender.

You can mortgage residential, commercial, or industrial properties, provided they are legally owned and free from litigation.

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