A Loan Against Property (LAP) allows you to access high-value funds by leveraging your residential, commercial, or industrial property as collateral. It’s an ideal solution for business expansion, personal needs, education, or medical emergencies, offering long tenures and attractive interest rates.
Whether salaried or self-employed, you can utilize the locked-in value of your property while retaining ownership. LAP ensures flexibility, minimal documentation, and quick disbursals, making it a smart choice for financial freedom.
Property Ownership: Residential, commercial, or industrial property accepted Applicant Type: Salaried or self-employed individuals Minimum Age: 21 years (up to 65 years at loan maturity) Stable Income: Proof of steady income required (salary slips, ITRs, etc.) Credit Score: 700+ preferred for quick approval Property Documents: Clear title and legal ownership mandatory Loan Amount: Up to 60–70% of the property’s market value Identity proof (Aadhaar/PAN/Passport) Address proof (Utility bills/Passport) Property documents (Title deed, tax receipts) Income proof (Salary slips or ITR) Bank statements (Last 6 months) Business proof (for self-employed) With Dhanveera Solutions, get transparent processing, expert guidance, and personalized support from application to disbursal. We ensure that your experience is seamless, with faster approvals and no hidden charges. Our strong lender network guarantees the best offers in the market tailored to your financial needs.
Amount based on property value Lower interest rates Flexible repayment tenure
Continued ownership & usage
Loan amount depends on the property’s market value and your income profile, generally up to 60-70% of the property value.
No, you retain full ownership and can continue using the property.
Yes, pre-closure is allowed and often comes with minimal charges, depending on the lender.
You can mortgage residential, commercial, or industrial properties, provided they are legally owned and free from litigation.
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