Cash Credit (CC) and Overdraft (OD) facilities are working capital solutions that provide businesses with access to funds on demand. These flexible credit options are designed to meet short-term financial needs, manage seasonal fluctuations, or bridge gaps in cash flow.
At Dhanveera Solutions Pvt. Ltd., we assist businesses in availing CC/OD limits tailored to their requirements with minimum documentation and quick processing, enabling smooth day-to-day operations without financial hiccups.
Business Entity: Proprietorship, Partnership, LLP, Pvt Ltd, or Public Ltd Company Purpose: To meet short-term working capital needs Credit History: Good repayment track record required Turnover Criteria: Minimum annual turnover as per bank/NBFC policy Collateral Requirement: May be secured against assets or inventory Operational Track: At least 1–2 years of business operations preferred Documentation: Financial statements, GST returns, KYC, and business proof Business Registration Documents Last 1–3 Years ITR with Balance Sheet KYC of Proprietor/Partners/Directors GST Returns Bank Statements (last 6–12 months) Existing Loan Sanction Letters (if any) We help you evaluate your working capital needs and connect with the right financial institution. Our team ensures faster approvals, proper documentation, and advice on optimizing your credit usage for better business performance.
Flexible Usage
Working Capital Support
Limit Based on Turnover
Revolving Credit
Both provide revolving credit, but CC is strictly for business operations, while OD can be personal or business-related based on the lender.
It depends. Some banks may offer unsecured limits up to a certain amount; beyond that, collateral may be needed.
Interest is charged only on the amount utilized, not on the total sanctioned limit.
Generally, lenders prefer established businesses with turnover proof, but startups with strong backing may be considered on a case-to-case basis.
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+91 22 46006500
info@dhanveera.com
Office No. 101, A Wing, 1st Floor
Rustomjee Central Park, Chakala, Andheri East, Mumbai - 93